Discount Pet Health Care Program – Save Big In Tough Economic Conditions

December 30, 2009 by admin  
Filed under Pets

Brian Cosgrove asked:


Tough economic conditions have peaked the prices of all products and services. Pet care is no exception. We all want to pamper and love our pets. They are members of the family and there is nothing more important than their long-term health and happiness. But the escalating costs of dog care and cat care in these worsening economic conditions have forced many families to give up their beloved animals. Dog care and cat care is expensive and individuals or families that need pet insurance are often denied due to their animal’s age or breed, or pre-existing, chronic and hereditary conditions. Even those who do find cheap pet insurance are in for a rude awakening when their claims are denied due to coverage exclusions, benefits schedules and payout limits.

Studies indicate that the pet adoption rate has slowed down very much because of the rising prices of dog care and cat care. Many pet owners around the country are forced to give up their pets for adoption, as they are not able to afford the costs associated with pet care. Thankfully, now there is a perfect solution for this situation – programs that offer discount vet services. Just keep reading to learn more about how discount veterinary care can help you care for your pets.

What Is A Pet Care Discount Program?

You are well aware of the countless pet insurance plans that are currently available. Pet care discount programs are alternatives to pet insurance. When you compare pet insurance to discount veterinary care programs – you will see that pet insurance plans are becoming much more expensive. Pet care programs provide a competitive but cheap pet insurance alternative. Most of these pet insurance alternatives come with a very reasonable annual fee and multiple plans providing discount vet services that accommodate any budget. By becoming a member of such pet health care programs, you are eligible for discount veterinary care; discount veterinary medications and emergency vet discounts.

Becoming A Member Of Pet Care Discount Program

With the huge demand for pet insurance alternatives, various discount veterinary care programs have surfaced. It’s up to you to compare pet insurance benefits to discount vet services. Referring to client testimonials is a great way to compare pet insurance plans to what is available through a pet health care program. Client testimonials often help consumers identify the pros and cons of a given service. Make sure to spend considerable time online researching pet insurance companies or discount veterinary care programs before signing up.

Benefits Of Joining A Discount Pet Health Care Program

As already said, these discount veterinary care programs are pet insurance alternatives and hence will have all the benefits that apply to a pet insurance. However, discount vet services do not cover the entire costs involved in pet care, instead they provide some kind of discount relief. Some of the best discount Pet Health Care Programs offer discounts of up to 65%. Members are eligible for discount veterinary visits; discount veterinary medications and emergency vet discount. Even aging animals, those with pre-existing, chronic or hereditary conditions, are eligible for discount vet services up to 25%. Membership charges for these pet health care programs can be less than a dollar per day.

A discount pet health care program is really a great boon to the pets and the pet owners. Visit www.happytailsmembership.com to learn more specifics about their popular pet care discount program.



Top Five Cat Breeds

December 29, 2009 by admin  
Filed under Pets

Lucky Cat Furniture asked:


Choosing a cat breed can be a bit daunting, especially if you don’t know very much about cats! When considering a cat, you must be sure to choose a breed that will best suit your lifestyle. Some breeds require more physical activity than others, and some require much more grooming. Look below to find the top five most popular cat breeds. You will also find a brief description about each breed’s grooming requirements and personality type.

The Oriental is one of the most popular cat breeds around. This breed is a very intelligent, loyal companion and tends to bond deeply with its family. It has large, pointed ears, and although its body is very sleek, it is still quite a muscular breed.

The American Shorthair is extremely popular with families, as they tend to be very affectionate and friendly. The American shorthair originally was a working breed, mostly for mouse hunting, which explains the agile muscular structure and short hair. They do need a little exercise, but most are quite content being a lap cat.

The Birman breed is thought to have originated from Burma. It is perhaps best recognized by its blue eyes, white body, and smoky-brown face, ears, legs, and tail. Birmans possess a long, sturdy body structure with long, mat-resistant hair. They love to play and are quite gentle. They are affectionate without being too needy.

If you’re looking for a very affectionate, cuddly cat, then a Sphynx may be the breed for you. Although they look like they have no fur, they actually have a peach-like fuzz all over their body. As they don’t have much hair to protect their skin, they should strictly be kept indoors. This breed does require a bit of extra care, particularly with room temperature, as this breed can easily become too cold.

A very mild and gentle cat breed is the Ragdoll, appropriately named such as it can be quite floppy and relaxed when picked up. If you love a cat that accompanies you from room to room, this breed would likely be a wonderful match for you. They are very careful not to use teeth or claws when playing around, so they would also make an excellent cat for children.

Now that you have a better idea about the most popular, yet very different, breeds out there, hopefully you find choosing a cat to be a little less daunting than before. Be sure to remember that lifestyles are important factors to consider; so if you aren’t very active, you probably shouldn’t choose a cat that requires a lot of activity, and vice versa.

 



Choosing your First Indoor Cat

December 16, 2009 by admin  
Filed under Pets

David W Johnson asked:


Deciding to be a pet owner and caregiver is a big responsibility. Owning an indoor cat can bring years of enjoyable pleasure for you and your new companion friend. Although cats are seen as self-reliant, you as the owner will always have to be the diligent parent.

If you’ve never owned any pets before, you should get some pet education before bringing your new furry friend home.

Probably the best way to find out about caring for an indoor cat is to visit the homes of friends who have indoor cats. Your friends can be an excellent resource for what’s going to be required of you to care for a cat. Other resources are community cat clubs, veterinarians, animal shelters, books, tapes, videos, and the Internet.

Before you get your first cat, decide what your commitment to this relationship will be. How much devotion, cost, effort, and attention are you willing to provide to your new friend. Also consider what your personal preferences are for the new family addition. Are you looking for?

Kitten or Adult

Longhair or Shorthair

Male or Female

Breed (Persian, Burmese, etc)

Pedigree or Non-Pedigree

To many, a kitten is a cute, cuddly bundle of joy, just like a new born baby. But like a baby, you’ll need to watch over carefully to the health of the kitten as it grows to adulthood. An adult cat, on the other hand, is more capable of attending to its own personal care.

Hair

Cats shed hair, just like humans. Some breeds shed more hair than others. Cats are fastidious groomers. Be prepared and none too surprised when they vomit a hairball from time to time — completely natural with little cause for alarm. It’s a good practice to routinely brush your cat to collect the loose hair.

Shorthair cats usually need less routine brushing than longhairs. If you brush your cat routinely, they can have less incidents of hairballs and upset digestion. Giving your cat a bath (cat formulated shampoo only) once in a great while is good also.

Gender

Cats are individuals. Both female and male cats can make wonderful companions. If the cat has been spayed or neutered, then the cat’s gender doesn’t play a huge role. The cat’s own unique personality will determine how good of a pet it will make. Your personal preference may be to choose a cat whose personality is agreeable to yours.

Breed

Generally the cat’s breed isn’t a factor and your selection usually is a personal preference.

Pedigree

You may choose a pedigree cat if your intention is to invest, breed, or show. There are other reasons why someone would choose a pedigree over a non-pedigree, and that’s a personal choice. Expect to pay more for a pedigree primarily because its lineage can be traced and its pedigree is highly prized by others.

Non-pedigree cats are just as cute and cuddly as the pedigree. A lot less expensive too!

Summary

A cat is a wonderful addition to your family and will give you many years of enjoyable pleasure.



Pet Health Insurance: a Way to Care your Pets

November 24, 2009 by admin  
Filed under Insurance

Jenny Black asked:


Owning a pet is one of the most common features that can be seen in almost all our households. And for most pet owners pets are a part of their family. But at the same time it has become one of the most expensive affairs. It is because of the treatment or the care they may need during their lifetime. Apart from the day-to-day costs of feeding and keeping your pet in good condition, there are many unplanned costs that include vets’ fees during operations and accidents, which you might find difficult to cover. Because of this, it’s a good idea to buy a pet health insurance policy which will protect both you and your pet. Pet health care insurance is a policy where the insurer will pay you for the covered costs of the treatment of your pets and in the return you have to shell out a certain sum of premium to the insurer at regular intervals.

There are different insurance companies that offer various health insurance policies and you can opt for the best policy that will suit your needs and family status. There are different health insurance plans for cats, for dogs and for your other pets. Policies vary from one company to other company.

And also the rate of premiums varies from company to company. Usually the policies under veterinary pet health insurance are cheaper for dogs and cats but little higher for other pets such as horses, rabbits etc. So before handing over your premiums to an insurer who provides pet health insurance, it is important for you to do a detailed research of all these information. Hence we suggest you to shop around a little. Now with online facilities on pet health insurance in UK it is easier to search and shop.

It is imperative to keep in mind that most pet care health insurances available in the market do not pay for routine check ups like worming, flea control nor is it likely to cover the pre-existing medical conditions that your pet has been suffering.

Apart from that, for some diseases and treatments that may need a long time, say more than a year, it is necessary to renew the policy at the end of the year. If not, you will loose your claim and the policy may end all together. The best time to buy a pet health insurance for your pet is when it is little, say for instance, 8 weeks old, because it is difficult to get maximum cover at the middle age. Thus according to the pets you own its high time for you to buy a dogs health insurance or cat health insurance or any other pet insurance as soon as possible.



Myths And Misconceptions On Pet Health Insurance

November 20, 2009 by admin  
Filed under Pets

Anthony Higgens asked:


Pet health insurance is very important for pet owners because it will always ensure that they will have financial backup if their pet becomes ill or gets into an accident. Although there are many advantages of pet health insurance, it is wise to carefully research your choice of pet health insurance companies.

To help you choose the best pet health insurance there is, here are some myths and misconceptions that you should keep in mind.

Myth # 1: “Your pet does not need health insurance.” Like people, you will never know when you pet would get sick or get hurt. The main reason why there is a pet insurance policy is because there are times when your pet would need health care and you are not prepared for it. Vet care costs a whole lot of money and your pet also needs routine vet care. If you have a pet health insurance policy you don’t need to choose between your pet’s health and your money when you have a little problem with financial status. You may think you don’t need it today but the truth is everybody needs to make sure that their pets are covered with a good pet health insurance policy.

Myth # 2: “There are a limited number of vets that are accredited by pet health insurance policies.” Unlike some human health insurance policies where there are just some places and doctors that accept patients because of the limited accreditation, pet health insurance policies have more coverage when it comes to the vet of the owner’s choice.

Myth # 3: “You can’t include vaccinations, dental cleanings and check ups.” There are some pet health insurance comprehensive policies that include wellness care and preventive care in their coverage so it is best that you choose those types.

Misconception # 1: “It will cost a fortune to get a pet health insurance policy.” Basic accident policies are very affordable – and the most affordable health care policies cost fewer than 10 dollars a month. You wouldn’t want to take the risk with any of your other family members right? And like it or not, your pets are (for most of us) a true family member. The money that we spend on their food, the shelter that they have, the toys and the other things that we buy for them is part of our investment in them as a family member. Throwing it all away because our pets are not insured is a sure waste. Other pet insurance policies may cost a little more but the policies become more expensive because of their comprehensiveness and inclusions. Think over what policy best fits your pet and remember that peace of mind can be bought!

Misconception # 2 “It’s a drag to apply for one.” There are a lot of online references pertaining to pet health insurance and how to apply for it. If a pet owner wants to apply their pet for a policy they can get all the help they need from a lot of sources and people. The best companies will provide lots of help at the website too. If you are a pet owner and you need first hand information you can always ask your vet.

Misconception # 3: “Pet health insurance policies are complicated.” If there is any health policy in the world that is easy to understand – that’s a pet policy. Unlike a human policy where there is a sub clause for dependents legal claimers etc, pet health insurance policies are actually simplified for the owner’s better understanding.



Health care is as Available as Food in America

November 13, 2009 by admin  
Filed under Politics

Douglas Fender asked:


America has healthcare in such enormous quantities and quality that people can have almost any procedure done, if they pay the cost. People in America if they so choose can also have enormous amounts of insurance for themselves, family, pets and live stock, if they pay the cost.  Any American can have new organs put into their cats and dogs costing tens of thousands of dollars, if they pay the cost. Any American can have almost any procedure done as well as the best recovery room in even near luxurious conditions, if they pay the cost. Why, because health care is a business like any other and if you do not have the money or do not pay for the service you will not get it, just like you do not get a new Ferrari sports car, if you do not pay for it. 

 

If the Ferrari dealership and the grocery store gave away their products for free they would go out of business and so would health care providers, so all these business charge for services like they should. No matter how bad your prior health has been almost anyone can have health insurance if they pay the premiums even a highly elevated premium due to past medical problems. So if people, dogs and cats can all get medical care anytime in America then why is there a war going on to reform the health care system?

 

What is wrong with the health care system? The service is great but the costs are high for medical services and insurance premiums. So what should we do to fix it? Find ways to lower the costs. Since we live in a Republic and it has a free market system we should look for ways to help the market to lower health care costs like opening interstate insurance so providers can compete more freely nationwide, or cap lawsuits awards to end massive judgments or lower taxes on health providers or let doctors have tax breaks for giving service to people without insurance and so on. There are many ways to help drive down costs to a system that already has great quality services for those whom can afford it.

 

Obama’s health care reform bill is a massive Washington power grab that will force all health care providers to be government employees and cost the taxpayers endless amounts of money and lower the quality of health care that we now have. It is sad that many people cannot afford rent, food, health care or other needed things in life and the best way to help them is make conditions easier for them to make money to be able to pay for these needed services by having a smaller government, fewer taxes, incentives to lower costs for these needed services and other proven free market strategies that promote growth and jobs to make money to pay for what is needed in life.



Your Dog Health Care Must Include Annual Rabies Shots

November 7, 2009 by admin  
Filed under Pets

Sylvia Dickens asked:


h care must include regular rabies shots, although many dog owners do not keep their pets’ vaccinations up to date. The misconception is that since the dog doesn’t run free, it’s not important.

Even though you keep your dog restrained on a leash or in a yard, you can never guarantee he will not come in contact with this deadly disease.

Did you know that your dog can pick up the rabies virus simply by licking the ground? If a rabid animal has left saliva or other body fluid shortly before you passed, your dog is at risk.

Much of the focus for many owners is on obedience training. Dog health care is often only an issue when the dog first arrives at the home or when it becomes ill.

Rabies shots are essential if you want to ensure your dog stays healthy. But that’s not the only reason. If your dog comes in contact with a rabid animal, such as fighting with a raccoon, skunk or an infected dog, your pet could be euthanized.

And if that isn’t enough to get you to the vet, consider that rabies is a threat to your family as well.

What can you do to protect your dog and your family?

Rabies vaccines gradually lose their effectiveness over time. The longer it is since your dog was vaccinated, the more at risk he or she will become. In fact, within as a little as six months, your dog could be at risk. The maximum length of time the vaccine lasts is about two years, but by that time it’s effectiveness has deteriorated significantly.

Many people use this two-year point as the period when they give their dogs booster rabies shots. This is an unsafe practice.

For the best protection, you must have your dog vaccinated every year. Any good vet will send you a reminder every year that your dog’s shots are due.

Dog health care is important, but preventative health care is more important. It ensures your dog is protected against dangerous and painful diseases. Rabid animals suffer terribly. The disease affects their entire nervous system causing death. There is no cure.

Regular dog health care measures can protect your family from the rigors of taking the ‘cure’ if your dog does come in contact with the rabies virus.

And rabies dog health care can save your dog’s life.

Recently, two dogs in North Carolina suffered after fighting with a rabid fox. One was quarantined for 6 months, the other was euthanized. That state also had a cat and a raccoon that were rabid.

You can never be sure when rabies will be present. Infected neighborhood cats, raccoons and skunks can wander into any yard without your knowledge and leave rabies-laden saliva.

If you seldom hear about rabies, do not think that your dog is safe. Every year somewhere in the country there are reported cases of rabies in wild animals. Unprotected dogs have been euthanized after fighting with those rabid animals.

Protection is far better than treatment after the fact. There is no reason for your family or your dog to suffer. It takes about 15 minutes a year to get your dog vaccinated against rabies and other serious diseases.

Make sure your dog health care includes regular rabies vaccines to ensure your dog’s and your family’s safety.